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Frugality

Dear Friends Hope you all well as winter has arrived in South Africa, we deal with load shedding (when you do not have electricity for selected hours of the day) and the third wave of COVID. In the past 18 months, frugality is a skill we have all been forced to learn...

Where to invest your hard earned money?

Dear Friends I have been out of school now for 30 years and working as retailer for as many, currently based in Gauteng, South Africa. As we all do, I wish I knew then what I know now. Where to invest your hard earned money will remain the question? The problem is...

Investing in Polish Property Market

Dear Business Friend As business people especially expats you would have been approached by many financial advisers, mostly based in UK or GCC, wanting to sign you up for 5 – 15 year monthly contribution investments. Mostly based in Isle of Man, with packs and...